YOUR WORKSPACEOverview
Make yourself at home

A little personality. Your preferred pace.

Dock
New entry
WHAT'S YOUR NEXT MOVE?

Your day at a glance

Your money.
Your next move.

Bring every IPO, account, and money movement into focus.

A clearer picture, every day.
On your radarLive issues
Loading IPO logos

Market tools

Export workbook
Live subscriptions Every 5 min
Workspace readyYour ledger is ready for today's work.
Last refreshed-
Pending actions0

IPOs

Apply and track IPOs

Live issues with GMP and subscription. Apply for every account in one go, or check allotment.

YOUR NEXT MOVES

Needs your attention

Funding, returns, and results ready for your attention.

Data health

Records needing review

Missing dates, duplicate applications, extra funding, and balance gaps.

More dashboard tools Reconciliation, exposure, calendars, checklist, and account detail

Daily control

Reconciliation centre

Compare each recorded balance against IPO blocks before you place more applications.

Funding risk

Capital exposure monitor

See what remains deployed from each source account and open its exact ledger.

Market calendar

IPO milestones

Open, close, allotment, and listing dates in one operational view.

Cash-flow calendar

Money movements by date

Upcoming closes, funding requirements, expected refunds, and OD utilization in one forward view.

IPO closeFunding neededExpected refundOD utilization

Closing-Day Checklist

Click an applicant to review and complete only the applications you have planned.

Daily shortcut

Update bank balances

Enter the latest balances for any accounts and save them together.

OD limit position

Live available OD after utilization, transfer charges, and posted monthly interest.

What needs attention now

Start here when you open the page.

Pending by source

Released but not settled

Pending returns

Money that still has to go back to the original source account.

IPO Source Beneficiary Transaction done on Pending Interest charged Refund Expected

Application capacity

Compare IPOs closing together and get a shared-funds allocation, or calculate capacity for one IPO.

Choose an IPO and plan applications to see the priority allocation.

Next step

Savings operations

Review transfers, return funds to a source, or correct an account balance only when needed.

Money lent between accounts

Loans to settle

When one account sends money so another can return a limit, record it here. IPOYOGI tracks what is owed and suggests when to pay it back.

Daily operations

Complete today's plan, funding, returns, and results in sequence.

Closing review

Applicant checklist

Confirm funding, submission, and mandate details before the IPO closes.

1) Plan application

Funding allocationUse one account or split this application across multiple funding sources.
Funding will be recorded later.
Select account, IPO, and category. The amount will come from IPOJI Market Lot Size.
More planning options

2) Record funding

Choose a planned application. IPO, recipient and pending amount fill automatically. Record only transfers you have actually made.

Choose Auto, IMPS, NEFT, or RTGS. Charges are recorded separately in the Bank Charges ledger and do not reduce the account balance.
Choose an application to see its pending funding amount.

3) Record return

Choose a return to see who sends and receives the money.

4) Update IPO result

Workspace

Transaction history

Search, reconcile, and review every funding and return transaction in one place.

Audit trail

Action history

Every saved create, update, and delete action is recorded with its submitted details.

WhenActionAreaDetails

Applications

Simple view of all IPO application rows.

Account IPO Funding source Category Stage Funding Returns Actions

Allotted IPO applications

Saved record of confirmed allotments.

Account IPO Category Shares Issue price Allotment

Live IPOs

Open issues, nearest close first. Select an IPO to open its ledger and plan applications.

IPOPrice bandLotIssue sizeSubscriptionGMPTiming

Upcoming IPOs

Issues opening soon, ordered by opening date.

IPOPrice bandLotIssue sizeSubscriptionGMPTiming

Old IPOs

IPOs closed in the last 30 days. Check results without leaving your tracker.

Name Allotment

Workspace control

Setup and reports

Protect your data, maintain accounts, and review business performance.

Data safety

Backup center

Automatic backups run before data changes. Connect Google Drive for encrypted cloud copies, or export a portable copy before major work.

Export workspace

Select an IPOYOGI .json or encrypted .json.enc backup. Encrypted files need your recovery key. Review the preview before confirming restore.

Support diagnostics

Automatic backup runs before every data change. Workspace data stays outside the app bundle.

Latest backup Checking... Latest data check Not run Protected copies 0 Google Drive Checking...
Set up Google Drive
  1. Install Google Drive for desktop and sign in to your Google account.
  2. Reopen IPOYOGI so it can find your Drive folder.
  3. Click Back up now. IPOYOGI saves an encrypted copy in IPOYOGI Backups inside your Drive folder.
  4. Open Google Drive and confirm that syncing has finished. A local copy does not confirm an upload.

Today at a glance

Operating position

Capital movement, outstanding returns, costs, and realized profit.

Source account positionPending returns and current balances by funding account.View report
Source accountPending returnCurrent balance
Accounts and bank rulesAdd accounts, maintain transfer charges, and enter historical bank costs.Open
Transfer charge rulesDefault IMPS, NEFT, and RTGS charges used for funding entries.Edit

Transaction charges

Used for non-PNB OD funding. PNB / OD automatically uses PNB's online CC/OD IMPS, NEFT and RTGS slabs with 18% GST.

Add detailed accountCreate an applicant or funding source with banking details.Open

Add accounts

Use this form when PAN or bank details are required. For a simple ledger, use New account above.

Add applicant account

Add funding account

Historical bank costsBackfill interest and bank charges from earlier months.Open

Add previous bank interest paid

Add previous bank charges

Previous bank entries

MonthTypeAmountNotes
Bank charges ledgerAutomatic IMPS, NEFT, and RTGS charges linked to funding.View

Bank charges ledger

Every calculated IMPS, NEFT, or RTGS charge is recorded here and linked to its funding entry.

₹0
Date IPO Funding source Beneficiary Mode Charge Funding
Legacy workbook importUse only when migrating data from the original Excel workbook.Open

Import workbook

Danger zonePermanent cleanup tools. A backup is created before these actions.Open

Reset tools

Management reportsSettlement readiness, broker performance, yearly profit, and OD interest.Open
Reporting periodCurrent financial year
Settlement readinessApplications whose funding has been fully returned and can be closed.View
IPO Source Beneficiary Funded Returned Action
Broker performanceApplications, deployed capital, and profit by broker.View
Broker Apps Required Profit
Financial-year P&LDeployed capital and realized profit by financial year.View
Year Apps Deployed Profit

Transaction history

See the full funding and return trail with all transaction details in one place.

Date Type IPO From To Amount Reference Details
OD interest ledgerOD movements, balance impact, and posted interest.View
Date Type IPO Impact Balance after Notes

Protected action

Confirm cleanup

A backup is created first. This password is checked securely and is never stored in the report.

Portfolio

Every account's shares in one place. Unsold IPO allotments are included automatically.

Drop a holdings statement (.xlsx, .xls or .csv) anywhere on this panel to import it.

Broker connections

Read-only sync from Upstox, Fyers and Dhan. Holdings and the year's P&L open in the review windows; nothing is saved until you confirm. Logins last until early next morning.

AccountStatusLast syncActions

Profit from IPOs

How many IPOs were allotted, what you sold them for, and what bank interest and charges took off.

Drop one or more broker P&L reports (.xlsx, .xls, .csv or .pdf) anywhere on this panel. Several reports are reviewed one after another.

Earnings by account

Each account's profit from sold allotments, less the OD interest and transfer charges on money sent to it. Click a name to see its allotments.

AccountAllotmentsSoldBought forProfit from salesInterest & chargesNet earnings

Profit by IPO

All applications in each IPO added together. Click an IPO to see its applications in Allotments below.

IPOAllottedSharesSoldBought forSold forProfit

Allotments

Record the sale price to book the profit. Unsold shares show no profit yet.

IPOAccountSharesBuy priceSale priceSold onProfitAction

Bank interest and charges

Imported bank statements give the bank's own OD interest, transfer charges and interest received. Without a statement, IPOYOGI estimates them from your funding.

MonthTypeAmountSourceAction

Add / import old application

Use this only for IPOs that are already closed. It records the application but does not create a new funding transaction.

Import results from Narada Choose the IPO, copy the visible PAN / name / result rows from your signed-in Narada page, then paste and import them here.

Allotted old applications

Only confirmed allotments are shown. Estimated profit uses issue and listing price where available.

IPOAccountSharesIssue priceListing priceEstimated profit

Old IPO application tracker

Application count and allotment outcome by IPO.

IPOApplicationsAllottedNot allotted

Current financial year

Listed allotment profit, OD interest and bank charges for the current FY.

Edit account

Update the account details and its current balance.

Edit application

Correct application details and IPO result.

Net profit is calculated automatically: exit proceeds minus amount debited, brokerage, and taxes.

Daily workflow

Action

Record funding

Choose the source account for this planned funding.

Record all funding

Review and choose the funding source for each planned application.

Review sources before recording

AccountIPOAmountFunding source

Application control

Application checklist

Review every active planned application by account. Mark it applied and record its application mode or UPI mandate when ready.

Applied0
Fully funded0
UPI mandates to set0
AppliedAccountIPOCategoryShares to applyFundingModeMandate set

Historical planning

Record past IPO funding

For IPOs closed in the last 15 days. Add one row for each applicant and category.

Funding account is optional when the applicant used their own balance.

Funding batch

Record multiple fundings

Review each row carefully. All rows save together only when every detail is valid.

ApplicationSource accountTarget accountAmountModeDate
0 rows - ₹0
Choose an application first. Its IPO, beneficiary account, and required amount are filled automatically, then you can select the funding source.

Allotment update

Add broker login

One-time setup for each broker account. IPOYOGI only reads holdings and P&L; it can't place orders or move money.

  2. http://127.0.0.1:47600/upstox/callback

The secret is stored in your Mac's Keychain, not in IPOYOGI's data or backups.

Add shares

Shares this account holds now. Nothing is bought or sold here.

Review holdings before saving

StockSharesAvg pricePriceChange

Record sale

Enter what you sold the allotted shares for.

Add old allotment

For shares allotted before you used IPOYOGI. No funding or return is created.

Review before posting

Tick only the trades that were IPO allotments.

StockTypeSharesBoughtSoldP&L

Invite people

Only invited email addresses can create an account. Each person gets their own private, empty workspace and signs in with Google or with that email and a password.

IPOYOGI doesn't send emails. Tell the person to open IPOYOGI and choose Continue with Google, or Create a new workspace with this address.

Review bank statement

MonthOD interest (bank)IPOYOGI estimateTransfer charges (bank)IPOYOGI estimateOther chargesInterest received

Add interest or charge

For months before IPOYOGI tracked your OD, or charges the bank added later.

Check allotment result

Confirm the result after checking the registrar.

Open registrar

Bulk update allotment result

Select the IPO, review applicants, then apply one confirmed outcome.

ApplicantCategoryBlockedCurrent result

IPO market desk

IPO ledger

Applications and money movements.

Application capacity Plan this IPO Choose applicants and calculate the available capacity.

IPO market desk

Plan application

Choose the applicant and category. Funding stays pending until you record the money transfer.

Use one row for each applicant and category.
Select an applicant and category to calculate the required balance.

IPO funding and return movements.

OD position

Available OD

Every movement that affects your available OD limit.

DateTypeIPOTo / from accountOD impactAvailable afterAction

OD position

Edit transaction

Update this entry without leaving the OD ledger.

Plan refund

Record a full or partial return.

Record savings transfer

Move money between your real accounts so planning and the ledger stay accurate.

This records an account-to-account transfer. The receiving applicant account increases your available IPO savings automatically.

Savings operations

Savings transfer ledger

Every amount added to IPO savings, with its exact source and recipient account.

Available savings
DateFrom accountTo accountAmountNotesActions

Savings available by account

Available = ledger balance minus active IPO holds. Released money stays in the ledger until a return is recorded. Amounts are shown without rounding up.

AccountLedger balanceOn hold for IPOsAvailable to use
Total available₹0
Total on hold₹0

Capacity control

Existing IPO blocks

See exactly which IPO applications are holding money, where it is blocked, and whether it has been released.

IPOApplicant accountBlocked amountFunding sourceStateAction
Total currently blocked₹0

Manual edit savings available

Set the correct available balance for an applicant account. The difference is recorded in the ledger.

This creates a positive or negative savings adjustment in the central ledger. It does not overwrite previous transfers.

Update bank balances

Enter the balance shown in your banking app. Leave a row blank to keep its recorded balance.

AccountRecorded balanceBank balance to save

Balance timing

When does this balance apply?

Choose how to post the entered balances.

Bank reconciliation

Match your bank statement

Choose the account and upload its CSV. The file is read only in this browser and is not stored in the tracker.

DateDescriptionAmountDirectionReconciliation

CSV columns such as Date, Description/Narration, Debit, Credit, Amount, and Balance are detected automatically.

Saved templates

Reuse an application setup

Apply a saved applicant, category, funding source, and application mode to the IPO currently selected.

Templates are saved only in this browser. They never create an application or funding transaction by themselves.

Data health

Review records

Fix only the records that need attention.

Account ledger

Add new ledger

Create a source, applicant, or hybrid ledger without leaving this workspace.
Journal entry

Accounting

Journal entry

Move money between two ledger accounts using the actual cash direction.

MovementLedger accountCurrent balanceAmount
Dr
Out-
Cr
In--

Global search

Search records or run a quick action

Shortcut: press / to search. Press Esc to close.

Workspace security

Password, PIN & biometrics

Keep your password as a recovery option and add a 4-digit PIN for faster access.

Touch ID on this Mac

Checking biometric availability...

Face ID & passkeys

Checking passkey support...

On compatible Apple devices, your passkey uses Face ID, Touch ID or your device passcode. Your facial data never leaves your device. Enter your current credential below before adding or removing a passkey.

Application timeline

Application activity

Funding, allotment, and settlement events.

iPad & cloud workspace

Secure workspace sync

Connect a Supabase account, then upload or download a verified snapshot. Local data is never replaced automatically.

Not connected

Upload is protected by a workspace revision check. Download asks for confirmation before changing the local database.
+ New